How It Works
Your personalised pet cost report in under 2 minutes.
Choose your pet type and breed
Select from 300+ dog and cat breeds. Each breed has its own cost profile built from thousands of real-world data points. Can't decide? Browse breeds or use our comparison tool.
Tell us your location and lifestyle
Pet ownership costs vary significantly by location — a vet visit in Manhattan costs up to 3× more than in a regional city. We also factor in your work schedule, travel habits, and living situation.
Set your cost preferences
Do you want insurance? Premium food? Regular professional grooming? We adjust every estimate to match your actual planned spending — not some arbitrary average.
Get your full cost report
In seconds, you'll see a complete breakdown: first-year total, annual ongoing costs, lifetime ownership cost, hidden expenses, a 10-year inflation forecast, and money-saving recommendations.
What your report includes
Frequently Asked Questions
How accurate are the estimates?
Our estimates are based on verified data from vet practices, pet stores, and breeders across the US, UK, and Australia. They are planning guides, not guarantees — actual costs vary by individual pet and local provider.
Does it cost anything?
No. The calculator and all tools on PetCost-Calculator are completely free to use with no signup required.
What locations are supported?
We support all US cities and regions, the United Kingdom, Australia, Canada, Singapore, and Western Europe. Enter your nearest major city for the most accurate results.
How often is the data updated?
Food and supply prices are updated monthly. Vet and grooming costs are reviewed quarterly. Insurance premiums are reviewed annually.