Breed Comparison

Australian Shepherd vs Havana: Full Cost Comparison

Side-by-side cost breakdown — first year, annual ongoing expenses, and lifetime totals.

Bottom line

The Havana is cheaper by $2,200 in the first year. Over a full lifetime, the difference is $14,035.

Cost FactorAustralian ShepherdHavana
Sizemediummedium
Lifespan14 yrs15 yrs
Adoption/Purchase fee$655$160
Initial vet costs$500$370
Annual food$670$420
Annual vet$500$370
Annual grooming$495$155
Annual insurance$600$320
First year total (est.)$4,425$2,225
Annual ongoing (est.)$2,445$1,425
Lifetime total (est.)$36,210$22,175

Australian Shepherd vs Havana: which costs more?

Over a typical lifespan, owning a Australian Shepherd works out to roughly $36,210, while a Havana comes to about $22,175 — a difference of $14,035 (39%). The Havana is the more budget-friendly choice over the long run, though the gap is driven by a few specific expenses rather than across-the-board savings.

The biggest single difference is grooming: a Australian Shepherd costs about $495 a year for grooming, versus $155 for the other breed. Both are medium-sized breeds, so food and supply costs are broadly comparable.

Which should you choose? If upfront budget matters most, the Havana wins the first year by $2,200. If you're planning for the long haul, the Havana saves about $14,035 over its lifetime. Neither breed is cheap to own, so budget for an emergency fund of at least $2,500 either way, and use the cost calculator to tailor these figures to your city and lifestyle.

Key Differences

Australian Shepherd

Sizemedium
Lifespan14 years
First year$4,425
Annual$2,445
Lifetime$36,210

Havana

Sizemedium
Lifespan15 years
First year$2,225
Annual$1,425
Lifetime$22,175

Frequently asked questions

Is a Australian Shepherd or a Havana cheaper to own?

The Havana is cheaper in the first year ($2,225 vs $4,425). Over a full lifetime the Havana works out cheaper overall — about $22,175 versus $36,210, a difference of roughly $14,035.

How much does a Australian Shepherd cost per month compared to a Havana?

After the first year, a Australian Shepherd costs about $204/month in ongoing expenses, while a Havana costs about $119/month. These figures cover food, routine vet care, grooming, insurance and supplies, based on US national averages.

What's the biggest cost difference between a Australian Shepherd and a Havana?

The largest single difference is grooming: a Australian Shepherd costs about $495 a year versus $155 for the other breed. Lifespan also matters — the Havana typically lives longer (15 vs 14 years), which adds more years of ongoing costs.

Do Australian Shepherds or Havanas cost more at the vet?

Routine annual vet care runs about $500 for a Australian Shepherd and $370 for a Havana. Either way, we recommend an emergency fund of at least $2,500, since a single emergency procedure can cost several thousand dollars regardless of breed.

Calculate My Costs — Free