Australian Silky Terrier vs Border Terrier: Full Cost Comparison
Side-by-side cost breakdown — first year, annual ongoing expenses, and lifetime totals.
Bottom line
The Australian Silky Terrier is cheaper by $85 in the first year. Over a full lifetime, the difference is $2,820.
| Cost Factor | Australian Silky Terrier | Border Terrier |
|---|---|---|
| Size | small | small |
| Lifespan | 17 yrs | 16 yrs |
| Adoption/Purchase fee | $295 | $320 |
| Initial vet costs | $425 | $430 |
| Annual food | $440 | $400 |
| Annual vet | $425 | $430 |
| Annual grooming | $445 | $380 |
| Annual insurance | $475 | $480 |
| First year total (est.) | $3,245 | $3,330 |
| Annual ongoing (est.) | $1,930 | $1,865 |
| Lifetime total (est.) | $34,125 | $31,305 |
Australian Silky Terrier vs Border Terrier: which costs more?
Over a typical lifespan, owning a Australian Silky Terrier works out to roughly $34,125, while a Border Terrier comes to about $31,305 — a difference of $2,820 (8%). The Border Terrier is the more budget-friendly choice over the long run, though the gap is driven by a few specific expenses rather than across-the-board savings.
The biggest single difference is grooming: a Australian Silky Terrier costs about $445 a year for grooming, versus $380 for the other breed. Both are small-sized breeds, so food and supply costs are broadly comparable.
Which should you choose? If upfront budget matters most, the Australian Silky Terrier wins the first year by $85. If you're planning for the long haul, the Border Terrier saves about $2,820 over its lifetime. Neither breed is cheap to own, so budget for an emergency fund of at least $2,000 either way, and use the cost calculator to tailor these figures to your city and lifestyle.
Key Differences
Australian Silky Terrier
Border Terrier
More small-breed comparisons
Frequently asked questions
Is a Australian Silky Terrier or a Border Terrier cheaper to own?
The Australian Silky Terrier is cheaper in the first year ($3,245 vs $3,330). Over a full lifetime the Border Terrier works out cheaper overall — about $31,305 versus $34,125, a difference of roughly $2,820.
How much does a Australian Silky Terrier cost per month compared to a Border Terrier?
After the first year, a Australian Silky Terrier costs about $161/month in ongoing expenses, while a Border Terrier costs about $155/month. These figures cover food, routine vet care, grooming, insurance and supplies, based on US national averages.
What's the biggest cost difference between a Australian Silky Terrier and a Border Terrier?
The largest single difference is grooming: a Australian Silky Terrier costs about $445 a year versus $380 for the other breed. Lifespan also matters — the Australian Silky Terrier typically lives longer (17 vs 16 years), which adds more years of ongoing costs.
Do Australian Silky Terriers or Border Terriers cost more at the vet?
Routine annual vet care runs about $425 for a Australian Silky Terrier and $430 for a Border Terrier. Either way, we recommend an emergency fund of at least $2,000, since a single emergency procedure can cost several thousand dollars regardless of breed.