Breed Comparison

Australian Silky Terrier vs Chihuahua (Long Coat): Full Cost Comparison

Side-by-side cost breakdown — first year, annual ongoing expenses, and lifetime totals.

Bottom line

The Australian Silky Terrier is cheaper by $380 in the first year. Over a full lifetime, the difference is $1,925.

Cost FactorAustralian Silky TerrierChihuahua (Long Coat)
Sizesmallsmall
Lifespan17 yrs16 yrs
Adoption/Purchase fee$295$720
Initial vet costs$425$440
Annual food$440$420
Annual vet$425$440
Annual grooming$445$420
Annual insurance$475$490
First year total (est.)$3,465$3,845
Annual ongoing (est.)$2,005$1,985
Lifetime total (est.)$35,545$33,620

Australian Silky Terrier vs Chihuahua (Long Coat): which costs more?

Over a typical lifespan, owning a Australian Silky Terrier works out to roughly $35,545, while a Chihuahua (Long Coat) comes to about $33,620 — a difference of $1,925 (5%). The Chihuahua (Long Coat) is the more budget-friendly choice over the long run, though the gap is driven by a few specific expenses rather than across-the-board savings.

The biggest single difference is grooming: a Australian Silky Terrier costs about $445 a year for grooming, versus $420 for the other breed. Both are small-sized breeds, so food and supply costs are broadly comparable.

Which should you choose? If upfront budget matters most, the Australian Silky Terrier wins the first year by $380. If you're planning for the long haul, the Chihuahua (Long Coat) saves about $1,925 over its lifetime. Neither breed is cheap to own, so budget for an emergency fund of at least $2,000 either way, and use the cost calculator to tailor these figures to your city and lifestyle.

Key Differences

Australian Silky Terrier

Sizesmall
Lifespan17 years
First year$3,465
Annual$2,005
Lifetime$35,545

Chihuahua (Long Coat)

Sizesmall
Lifespan16 years
First year$3,845
Annual$1,985
Lifetime$33,620

Frequently asked questions

Is an Australian Silky Terrier or a Chihuahua (Long Coat) cheaper to own?

The Australian Silky Terrier is cheaper in the first year ($3,465 vs $3,845). Over a full lifetime the Chihuahua (Long Coat) works out cheaper overall — about $33,620 versus $35,545, a difference of roughly $1,925.

How much does an Australian Silky Terrier cost per month compared to a Chihuahua (Long Coat)?

After the first year, an Australian Silky Terrier costs about $167/month in ongoing expenses, while a Chihuahua (Long Coat) costs about $165/month. These figures cover food, routine vet care, grooming, insurance and supplies, based on US national averages.

What's the biggest cost difference between an Australian Silky Terrier and a Chihuahua (Long Coat)?

The largest single difference is grooming: an Australian Silky Terrier costs about $445 a year versus $420 for the other breed. Lifespan also matters — the Australian Silky Terrier typically lives longer (17 vs 16 years), which adds more years of ongoing costs.

Do Australian Silky Terriers or Chihuahua (Long Coat)s cost more at the vet?

Routine annual vet care runs about $425 for an Australian Silky Terrier and $440 for a Chihuahua (Long Coat). Either way, we recommend an emergency fund of at least $2,000, since a single emergency procedure can cost several thousand dollars regardless of breed.

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