Australian Terrier vs Border Terrier: Full Cost Comparison
Side-by-side cost breakdown — first year, annual ongoing expenses, and lifetime totals.
Bottom line
The Border Terrier is cheaper by $10 in the first year. Over a full lifetime, the difference is $1,435.
| Cost Factor | Australian Terrier | Border Terrier |
|---|---|---|
| Size | small | small |
| Lifespan | 16 yrs | 16 yrs |
| Adoption/Purchase fee | $305 | $320 |
| Initial vet costs | $455 | $430 |
| Annual food | $420 | $400 |
| Annual vet | $455 | $430 |
| Annual grooming | $410 | $380 |
| Annual insurance | $510 | $480 |
| First year total (est.) | $3,340 | $3,330 |
| Annual ongoing (est.) | $1,960 | $1,865 |
| Lifetime total (est.) | $32,740 | $31,305 |
Australian Terrier vs Border Terrier: which costs more?
Over a typical lifespan, owning a Australian Terrier works out to roughly $32,740, while a Border Terrier comes to about $31,305 — a difference of $1,435 (4%). The Border Terrier is the more budget-friendly choice over the long run, though the gap is driven by a few specific expenses rather than across-the-board savings.
The biggest single difference is grooming: a Australian Terrier costs about $410 a year for grooming, versus $380 for the other breed. Both are small-sized breeds, so food and supply costs are broadly comparable.
Which should you choose? If upfront budget matters most, the Border Terrier wins the first year by $10. If you're planning for the long haul, the Border Terrier saves about $1,435 over its lifetime. Neither breed is cheap to own, so budget for an emergency fund of at least $2,000 either way, and use the cost calculator to tailor these figures to your city and lifestyle.
Key Differences
Australian Terrier
Border Terrier
More small-breed comparisons
Frequently asked questions
Is a Australian Terrier or a Border Terrier cheaper to own?
The Border Terrier is cheaper in the first year ($3,330 vs $3,340). Over a full lifetime the Border Terrier works out cheaper overall — about $31,305 versus $32,740, a difference of roughly $1,435.
How much does a Australian Terrier cost per month compared to a Border Terrier?
After the first year, a Australian Terrier costs about $163/month in ongoing expenses, while a Border Terrier costs about $155/month. These figures cover food, routine vet care, grooming, insurance and supplies, based on US national averages.
What's the biggest cost difference between a Australian Terrier and a Border Terrier?
The largest single difference is grooming: a Australian Terrier costs about $410 a year versus $380 for the other breed. Both breeds share a similar 16-year lifespan, so lifetime totals come down mainly to annual costs.
Do Australian Terriers or Border Terriers cost more at the vet?
Routine annual vet care runs about $455 for a Australian Terrier and $430 for a Border Terrier. Either way, we recommend an emergency fund of at least $2,000, since a single emergency procedure can cost several thousand dollars regardless of breed.