Breed Comparison

Australian Terrier vs Chihuahua (Smooth Coat): Full Cost Comparison

Side-by-side cost breakdown — first year, annual ongoing expenses, and lifetime totals.

Bottom line

The Chihuahua (Smooth Coat) is cheaper by $5 in the first year. Over a full lifetime, the difference is $2,855.

Cost FactorAustralian TerrierChihuahua (Smooth Coat)
Sizesmallsmall
Lifespan16 yrs16 yrs
Adoption/Purchase fee$305$470
Initial vet costs$455$490
Annual food$420$370
Annual vet$455$490
Annual grooming$410$210
Annual insurance$510$545
First year total (est.)$3,340$3,335
Annual ongoing (est.)$1,960$1,770
Lifetime total (est.)$32,740$29,885

Australian Terrier vs Chihuahua (Smooth Coat): which costs more?

Over a typical lifespan, owning a Australian Terrier works out to roughly $32,740, while a Chihuahua (Smooth Coat) comes to about $29,885 — a difference of $2,855 (9%). The Chihuahua (Smooth Coat) is the more budget-friendly choice over the long run, though the gap is driven by a few specific expenses rather than across-the-board savings.

The biggest single difference is grooming: a Australian Terrier costs about $410 a year for grooming, versus $210 for the other breed. Both are small-sized breeds, so food and supply costs are broadly comparable.

Which should you choose? If upfront budget matters most, the Chihuahua (Smooth Coat) wins the first year by $5. If you're planning for the long haul, the Chihuahua (Smooth Coat) saves about $2,855 over its lifetime. Neither breed is cheap to own, so budget for an emergency fund of at least $2,000 either way, and use the cost calculator to tailor these figures to your city and lifestyle.

Key Differences

Australian Terrier

Sizesmall
Lifespan16 years
First year$3,340
Annual$1,960
Lifetime$32,740

Chihuahua (Smooth Coat)

Sizesmall
Lifespan16 years
First year$3,335
Annual$1,770
Lifetime$29,885

Frequently asked questions

Is a Australian Terrier or a Chihuahua (Smooth Coat) cheaper to own?

The Chihuahua (Smooth Coat) is cheaper in the first year ($3,335 vs $3,340). Over a full lifetime the Chihuahua (Smooth Coat) works out cheaper overall — about $29,885 versus $32,740, a difference of roughly $2,855.

How much does a Australian Terrier cost per month compared to a Chihuahua (Smooth Coat)?

After the first year, a Australian Terrier costs about $163/month in ongoing expenses, while a Chihuahua (Smooth Coat) costs about $148/month. These figures cover food, routine vet care, grooming, insurance and supplies, based on US national averages.

What's the biggest cost difference between a Australian Terrier and a Chihuahua (Smooth Coat)?

The largest single difference is grooming: a Australian Terrier costs about $410 a year versus $210 for the other breed. Both breeds share a similar 16-year lifespan, so lifetime totals come down mainly to annual costs.

Do Australian Terriers or Chihuahua (Smooth Coat)s cost more at the vet?

Routine annual vet care runs about $455 for a Australian Terrier and $490 for a Chihuahua (Smooth Coat). Either way, we recommend an emergency fund of at least $2,000, since a single emergency procedure can cost several thousand dollars regardless of breed.

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