Chinese Crested vs Australian Silky Terrier: Full Cost Comparison
Side-by-side cost breakdown — first year, annual ongoing expenses, and lifetime totals.
Bottom line
The Chinese Crested is cheaper by $100 in the first year. Over a full lifetime, the difference is $7,580.
| Cost Factor | Chinese Crested | Australian Silky Terrier |
|---|---|---|
| Size | small | small |
| Lifespan | 14 yrs | 17 yrs |
| Adoption/Purchase fee | $270 | $295 |
| Initial vet costs | $450 | $425 |
| Annual food | $385 | $440 |
| Annual vet | $450 | $425 |
| Annual grooming | $300 | $445 |
| Annual insurance | $500 | $475 |
| First year total (est.) | $3,145 | $3,245 |
| Annual ongoing (est.) | $1,800 | $1,930 |
| Lifetime total (est.) | $26,545 | $34,125 |
Chinese Crested vs Australian Silky Terrier: which costs more?
Over a typical lifespan, owning a Chinese Crested works out to roughly $26,545, while a Australian Silky Terrier comes to about $34,125 — a difference of $7,580 (22%). The Chinese Crested is the more budget-friendly choice over the long run, though the gap is driven by a few specific expenses rather than across-the-board savings.
The biggest single difference is grooming: a Australian Silky Terrier costs about $445 a year for grooming, versus $300 for the other breed. Both are small-sized breeds, so food and supply costs are broadly comparable.
Which should you choose? If upfront budget matters most, the Chinese Crested wins the first year by $100. If you're planning for the long haul, the Chinese Crested saves about $7,580 over its lifetime. Neither breed is cheap to own, so budget for an emergency fund of at least $2,000 either way, and use the cost calculator to tailor these figures to your city and lifestyle.
Key Differences
Chinese Crested
Australian Silky Terrier
More small-breed comparisons
Frequently asked questions
Is a Chinese Crested or a Australian Silky Terrier cheaper to own?
The Chinese Crested is cheaper in the first year ($3,145 vs $3,245). Over a full lifetime the Chinese Crested works out cheaper overall — about $26,545 versus $34,125, a difference of roughly $7,580.
How much does a Chinese Crested cost per month compared to a Australian Silky Terrier?
After the first year, a Chinese Crested costs about $150/month in ongoing expenses, while a Australian Silky Terrier costs about $161/month. These figures cover food, routine vet care, grooming, insurance and supplies, based on US national averages.
What's the biggest cost difference between a Chinese Crested and a Australian Silky Terrier?
The largest single difference is grooming: a Australian Silky Terrier costs about $445 a year versus $300 for the other breed. Lifespan also matters — the Australian Silky Terrier typically lives longer (17 vs 14 years), which adds more years of ongoing costs.
Do Chinese Cresteds or Australian Silky Terriers cost more at the vet?
Routine annual vet care runs about $450 for a Chinese Crested and $425 for a Australian Silky Terrier. Either way, we recommend an emergency fund of at least $2,000, since a single emergency procedure can cost several thousand dollars regardless of breed.