Curly Coated Retriever vs Labrador Retriever: Full Cost Comparison
Side-by-side cost breakdown — first year, annual ongoing expenses, and lifetime totals.
Bottom line
The Labrador Retriever is cheaper by $5 in the first year. Over a full lifetime, the difference is $5,830.
| Cost Factor | Curly Coated Retriever | Labrador Retriever |
|---|---|---|
| Size | large | large |
| Lifespan | 12 yrs | 11 yrs |
| Adoption/Purchase fee | $330 | $670 |
| Initial vet costs | $575 | $585 |
| Annual food | $825 | $745 |
| Annual vet | $625 | $640 |
| Annual grooming | $545 | $295 |
| Annual insurance | $730 | $745 |
| First year total (est.) | $4,840 | $4,835 |
| Annual ongoing (est.) | $2,925 | $2,635 |
| Lifetime total (est.) | $37,015 | $31,185 |
Curly Coated Retriever vs Labrador Retriever: which costs more?
Over a typical lifespan, owning a Curly Coated Retriever works out to roughly $37,015, while a Labrador Retriever comes to about $31,185 — a difference of $5,830 (16%). The Labrador Retriever is the more budget-friendly choice over the long run, though the gap is driven by a few specific expenses rather than across-the-board savings.
The biggest single difference is grooming: a Curly Coated Retriever costs about $545 a year for grooming, versus $295 for the other breed. Both are large-sized breeds, so food and supply costs are broadly comparable.
Which should you choose? If upfront budget matters most, the Labrador Retriever wins the first year by $5. If you're planning for the long haul, the Labrador Retriever saves about $5,830 over its lifetime. Neither breed is cheap to own, so budget for an emergency fund of at least $3,000 either way, and use the cost calculator to tailor these figures to your city and lifestyle.
Key Differences
Curly Coated Retriever
Labrador Retriever
More large-breed comparisons
Frequently asked questions
Is a Curly Coated Retriever or a Labrador Retriever cheaper to own?
The Labrador Retriever is cheaper in the first year ($4,835 vs $4,840). Over a full lifetime the Labrador Retriever works out cheaper overall — about $31,185 versus $37,015, a difference of roughly $5,830.
How much does a Curly Coated Retriever cost per month compared to a Labrador Retriever?
After the first year, a Curly Coated Retriever costs about $244/month in ongoing expenses, while a Labrador Retriever costs about $220/month. These figures cover food, routine vet care, grooming, insurance and supplies, based on US national averages.
What's the biggest cost difference between a Curly Coated Retriever and a Labrador Retriever?
The largest single difference is grooming: a Curly Coated Retriever costs about $545 a year versus $295 for the other breed. Lifespan also matters — the Curly Coated Retriever typically lives longer (12 vs 11 years), which adds more years of ongoing costs.
Do Curly Coated Retrievers or Labrador Retrievers cost more at the vet?
Routine annual vet care runs about $625 for a Curly Coated Retriever and $640 for a Labrador Retriever. Either way, we recommend an emergency fund of at least $3,000, since a single emergency procedure can cost several thousand dollars regardless of breed.