Hovawart vs Labrador Retriever: Full Cost Comparison
Side-by-side cost breakdown — first year, annual ongoing expenses, and lifetime totals.
Bottom line
The Labrador Retriever is cheaper by $140 in the first year. Over a full lifetime, the difference is $3,440.
| Cost Factor | Hovawart | Labrador Retriever |
|---|---|---|
| Size | large | large |
| Lifespan | 11 yrs | 11 yrs |
| Adoption/Purchase fee | $335 | $670 |
| Initial vet costs | $575 | $585 |
| Annual food | $875 | $745 |
| Annual vet | $630 | $640 |
| Annual grooming | $500 | $295 |
| Annual insurance | $735 | $745 |
| First year total (est.) | $5,260 | $5,120 |
| Annual ongoing (est.) | $3,040 | $2,710 |
| Lifetime total (est.) | $35,660 | $32,220 |
Hovawart vs Labrador Retriever: which costs more?
Over a typical lifespan, owning a Hovawart works out to roughly $35,660, while a Labrador Retriever comes to about $32,220 — a difference of $3,440 (10%). The Labrador Retriever is the more budget-friendly choice over the long run, though the gap is driven by a few specific expenses rather than across-the-board savings.
The biggest single difference is grooming: a Hovawart costs about $500 a year for grooming, versus $295 for the other breed. Both are large-sized breeds, so food and supply costs are broadly comparable.
Which should you choose? If upfront budget matters most, the Labrador Retriever wins the first year by $140. If you're planning for the long haul, the Labrador Retriever saves about $3,440 over its lifetime. Neither breed is cheap to own, so budget for an emergency fund of at least $3,000 either way, and use the cost calculator to tailor these figures to your city and lifestyle.
Key Differences
Hovawart
Labrador Retriever
More large-breed comparisons
Frequently asked questions
Is a Hovawart or a Labrador Retriever cheaper to own?
The Labrador Retriever is cheaper in the first year ($5,120 vs $5,260). Over a full lifetime the Labrador Retriever works out cheaper overall — about $32,220 versus $35,660, a difference of roughly $3,440.
How much does a Hovawart cost per month compared to a Labrador Retriever?
After the first year, a Hovawart costs about $253/month in ongoing expenses, while a Labrador Retriever costs about $226/month. These figures cover food, routine vet care, grooming, insurance and supplies, based on US national averages.
What's the biggest cost difference between a Hovawart and a Labrador Retriever?
The largest single difference is grooming: a Hovawart costs about $500 a year versus $295 for the other breed. Both breeds share a similar 11-year lifespan, so lifetime totals come down mainly to annual costs.
Do Hovawarts or Labrador Retrievers cost more at the vet?
Routine annual vet care runs about $630 for a Hovawart and $640 for a Labrador Retriever. Either way, we recommend an emergency fund of at least $3,000, since a single emergency procedure can cost several thousand dollars regardless of breed.