Labrador Retriever vs St. Bernard: Full Cost Comparison
Side-by-side cost breakdown — first year, annual ongoing expenses, and lifetime totals.
Bottom line
The Labrador Retriever is cheaper by $1,195 in the first year. Over a full lifetime, the difference is $1,795.
| Cost Factor | Labrador Retriever | St. Bernard |
|---|---|---|
| Size | large | large |
| Lifespan | 11 yrs | 8 yrs |
| Adoption/Purchase fee | $670 | $340 |
| Initial vet costs | $585 | $725 |
| Annual food | $745 | $1,335 |
| Annual vet | $640 | $790 |
| Annual grooming | $295 | $575 |
| Annual insurance | $745 | $920 |
| First year total (est.) | $4,835 | $6,030 |
| Annual ongoing (est.) | $2,635 | $3,850 |
| Lifetime total (est.) | $31,185 | $32,980 |
Labrador Retriever vs St. Bernard: which costs more?
Over a typical lifespan, owning a Labrador Retriever works out to roughly $31,185, while a St. Bernard comes to about $32,980 — a difference of $1,795 (5%). The Labrador Retriever is the more budget-friendly choice over the long run, though the gap is driven by a few specific expenses rather than across-the-board savings.
The biggest single difference is food: a St. Bernard costs about $1,335 a year for food, versus $745 for the other breed. Both are large-sized breeds, so food and supply costs are broadly comparable.
Which should you choose? If upfront budget matters most, the Labrador Retriever wins the first year by $1,195. If you're planning for the long haul, the Labrador Retriever saves about $1,795 over its lifetime. Neither breed is cheap to own, so budget for an emergency fund of at least $3,000 either way, and use the cost calculator to tailor these figures to your city and lifestyle.
Key Differences
Labrador Retriever
St. Bernard
More large-breed comparisons
Frequently asked questions
Is a Labrador Retriever or a St. Bernard cheaper to own?
The Labrador Retriever is cheaper in the first year ($4,835 vs $6,030). Over a full lifetime the Labrador Retriever works out cheaper overall — about $31,185 versus $32,980, a difference of roughly $1,795.
How much does a Labrador Retriever cost per month compared to a St. Bernard?
After the first year, a Labrador Retriever costs about $220/month in ongoing expenses, while a St. Bernard costs about $321/month. These figures cover food, routine vet care, grooming, insurance and supplies, based on US national averages.
What's the biggest cost difference between a Labrador Retriever and a St. Bernard?
The largest single difference is food: a St. Bernard costs about $1,335 a year versus $745 for the other breed. Lifespan also matters — the Labrador Retriever typically lives longer (11 vs 8 years), which adds more years of ongoing costs.
Do Labrador Retrievers or St. Bernards cost more at the vet?
Routine annual vet care runs about $640 for a Labrador Retriever and $790 for a St. Bernard. Either way, we recommend an emergency fund of at least $3,000, since a single emergency procedure can cost several thousand dollars regardless of breed.