Breed Comparison

Labrador Retriever vs Yorkie: Full Cost Comparison

Side-by-side cost breakdown — first year, annual ongoing expenses, and lifetime totals.

Bottom line

The Yorkie is cheaper by $725 in the first year. Over a full lifetime, the difference is $7,650.

Cost FactorLabrador RetrieverYorkie
Sizelargesmall
Lifespan11 yrs16 yrs
Adoption/Purchase fee$670$755
Initial vet costs$585$470
Annual food$745$430
Annual vet$640$470
Annual grooming$295$750
Annual insurance$745$525
First year total (est.)$4,835$4,110
Annual ongoing (est.)$2,635$2,315
Lifetime total (est.)$31,185$38,835

Labrador Retriever vs Yorkie: which costs more?

Over a typical lifespan, owning a Labrador Retriever works out to roughly $31,185, while a Yorkie comes to about $38,835 — a difference of $7,650 (20%). The Labrador Retriever is the more budget-friendly choice over the long run, though the gap is driven by a few specific expenses rather than across-the-board savings.

The biggest single difference is grooming: a Yorkie costs about $750 a year for grooming, versus $295 for the other breed. The larger Labrador Retriever generally needs more food and carries higher medication and insurance costs.

Which should you choose? If upfront budget matters most, the Yorkie wins the first year by $725. If you're planning for the long haul, the Labrador Retriever saves about $7,650 over its lifetime. Neither breed is cheap to own, so budget for an emergency fund of at least $3,000 either way, and use the cost calculator to tailor these figures to your city and lifestyle.

Key Differences

Labrador Retriever

Sizelarge
Lifespan11 years
First year$4,835
Annual$2,635
Lifetime$31,185

Yorkie

Sizesmall
Lifespan16 years
First year$4,110
Annual$2,315
Lifetime$38,835

Frequently asked questions

Is a Labrador Retriever or a Yorkie cheaper to own?

The Yorkie is cheaper in the first year ($4,110 vs $4,835). Over a full lifetime the Labrador Retriever works out cheaper overall — about $31,185 versus $38,835, a difference of roughly $7,650.

How much does a Labrador Retriever cost per month compared to a Yorkie?

After the first year, a Labrador Retriever costs about $220/month in ongoing expenses, while a Yorkie costs about $193/month. These figures cover food, routine vet care, grooming, insurance and supplies, based on US national averages.

What's the biggest cost difference between a Labrador Retriever and a Yorkie?

The largest single difference is grooming: a Yorkie costs about $750 a year versus $295 for the other breed. Lifespan also matters — the Yorkie typically lives longer (16 vs 11 years), which adds more years of ongoing costs.

Do Labrador Retrievers or Yorkies cost more at the vet?

Routine annual vet care runs about $640 for a Labrador Retriever and $470 for a Yorkie. Either way, we recommend an emergency fund of at least $3,000, since a single emergency procedure can cost several thousand dollars regardless of breed.

Calculate My Costs — Free