How Much Does a Shih Tzu Cost?
The Shih Tzu is a small-sized dog whose ownership costs reflect its size, coat, and energy level. Their flat-faced build can lead to breathing, skin-fold, and dental issues, which tends to push vet and insurance costs above average. A relatively low-key temperament means exercise and enrichment costs tend to stay modest. This is a popular breed, so adoption or purchase prices tend to run above average — shop around and consider rescue options.
Get My Personalised EstimateFirst Year Costs (inc. setup)
Annual Ongoing Costs (Year 2+)
Budget for emergencies
We recommend keeping $2,000 in a dedicated emergency fund for unexpected vet bills.
About the Shih Tzu
The Shih Tzu is a small-sized dog breed with an average lifespan of 15 years. First-year ownership costs typically run around $4,715, which includes the purchase or adoption fee, initial vet visits, vaccinations, starter supplies, and the first year of food, grooming, and insurance.
From year two onwards, ongoing costs average $2,750 per year. The largest recurring expense is vet care at $665/year, followed by food at $410/year. Grooming is a significant cost for this breed at $775/year, reflecting their coat maintenance requirements.
Over a 15-year lifespan, the total estimated cost of owning a Shih Tzu is approximately $43,215. These figures are US national averages — your actual costs will vary based on your city, lifestyle, and whether you use a breeder or rescue organisation. Use our calculator above to get a personalised estimate.
How to save on Shih Tzu costs
- →Adopt, don't shop. Rescue organisations typically charge $150–$400 compared to $705+ from breeders. Adult dogs from shelters are often already vaccinated and desexed.
- →Get pet insurance early. Shih Tzus insured as puppies or kittens typically see lower premiums and fewer exclusions. At $740/year, insurance can save thousands on a single emergency.
- →Buy food in bulk. Premium food for a small dog costs $410/year on average. Buying 15–20kg bags and comparing brands can cut this by 20–30%.
- →Learn basic grooming. Professional grooming costs $775/year for this breed. Learning to brush and bathe at home between professional appointments can halve this cost.
- →Build an emergency fund. We recommend $2,000 in a dedicated pet savings account. A single emergency surgery can cost $3,000–$8,000 without insurance.
Frequently Asked Questions
How much does a Shih Tzu cost?
A Shih Tzu typically costs $4,715 in the first year, including the purchase or adoption fee ($705), initial vet visits ($665), supplies ($535), and the first year of food, grooming, and insurance. Annual ongoing costs from year two are approximately $2,750/year.
How much does a Shih Tzu cost per month?
After the first year, a Shih Tzu costs approximately $229/month on average. This covers food ($34/month), vet care ($55/month), grooming ($65/month), and insurance ($62/month).
Is a Shih Tzu expensive to own?
Shih Tzus cost approximately $2,750/year to maintain — above the US national average of around $2,600/year for dog ownership. Over their 15-year lifespan, total costs come to around $43,215.
How much does a puppy Shih Tzu cost?
A Shih Tzu puppy from a reputable breeder typically costs $705. Rescue or shelter adoption fees are usually $150–$400 and often include initial vaccinations and desexing. Remember the purchase price is just one part of the first-year cost of $4,715.
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These are baseline costs. Your actual costs depend on your location, lifestyle, and choices.
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