Breed Comparison

Bolognese vs Australian Silky Terrier: Full Cost Comparison

Side-by-side cost breakdown — first year, annual ongoing expenses, and lifetime totals.

Bottom line

The Australian Silky Terrier is cheaper by $170 in the first year. Over a full lifetime, the difference is $2,780.

Cost FactorBologneseAustralian Silky Terrier
Sizesmallsmall
Lifespan15 yrs17 yrs
Adoption/Purchase fee$290$295
Initial vet costs$490$425
Annual food$405$440
Annual vet$490$425
Annual grooming$395$445
Annual insurance$545$475
First year total (est.)$3,415$3,245
Annual ongoing (est.)$1,995$1,930
Lifetime total (est.)$31,345$34,125

Bolognese vs Australian Silky Terrier: which costs more?

Over a typical lifespan, owning a Bolognese works out to roughly $31,345, while a Australian Silky Terrier comes to about $34,125 — a difference of $2,780 (8%). The Bolognese is the more budget-friendly choice over the long run, though the gap is driven by a few specific expenses rather than across-the-board savings.

The biggest single difference is insurance: a Bolognese costs about $545 a year for insurance, versus $475 for the other breed. Both are small-sized breeds, so food and supply costs are broadly comparable.

Which should you choose? If upfront budget matters most, the Australian Silky Terrier wins the first year by $170. If you're planning for the long haul, the Bolognese saves about $2,780 over its lifetime. Neither breed is cheap to own, so budget for an emergency fund of at least $2,000 either way, and use the cost calculator to tailor these figures to your city and lifestyle.

Key Differences

Bolognese

Sizesmall
Lifespan15 years
First year$3,415
Annual$1,995
Lifetime$31,345

Australian Silky Terrier

Sizesmall
Lifespan17 years
First year$3,245
Annual$1,930
Lifetime$34,125

Frequently asked questions

Is a Bolognese or a Australian Silky Terrier cheaper to own?

The Australian Silky Terrier is cheaper in the first year ($3,245 vs $3,415). Over a full lifetime the Bolognese works out cheaper overall — about $31,345 versus $34,125, a difference of roughly $2,780.

How much does a Bolognese cost per month compared to a Australian Silky Terrier?

After the first year, a Bolognese costs about $166/month in ongoing expenses, while a Australian Silky Terrier costs about $161/month. These figures cover food, routine vet care, grooming, insurance and supplies, based on US national averages.

What's the biggest cost difference between a Bolognese and a Australian Silky Terrier?

The largest single difference is insurance: a Bolognese costs about $545 a year versus $475 for the other breed. Lifespan also matters — the Australian Silky Terrier typically lives longer (17 vs 15 years), which adds more years of ongoing costs.

Do Bologneses or Australian Silky Terriers cost more at the vet?

Routine annual vet care runs about $490 for a Bolognese and $425 for a Australian Silky Terrier. Either way, we recommend an emergency fund of at least $2,000, since a single emergency procedure can cost several thousand dollars regardless of breed.

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